Fees and Policies

Fee

Because my fees depend on the service I provide and my rates are occasionally adjusted, it is best for us to discuss this during your free phone consultation.

Reduced Fee

I understand that individual circumstances may impact your ability to pay a full fee and I offer reduced fee services, dependent on financial need.  Please let me know if you need a reduced fee.  If I cannot accommodate your financial situation, I will be happy to help you with appropriate referrals.

Payment

Payment is due at the time of service unless other arrangements have been made ahead of time.  I accept cash, check, and credit card.  If there are extenuating financial circumstances now or at any time in the future, please feel free to discuss them with me.

Cancellations

If you do not show up for your scheduled appointment and you have not notified me at least 48 hours in advance, you will be required to pay the full cost of the session. However, if we are able to re-schedule within one week of your previously scheduled session you will not be charged.

Insurance

I am in-network with a limited number of insurance panels. If I am not in-network with your insurance company and you have a PPO that allows you to select an out-of-network provider, you may be eligible for partial or full reimbursement from your insurance carrier.  If you choose to seek insurance reimbursement, I will provide you with a monthly statement.

Please check your coverage by asking your insurance provider the following questions:

  • Does my plan cover psychotherapy?
  • What is my deductible and has it been met?
  • Is prior approval or a referral required?
  • How much does my plan cover for an out-of-network provider?
  • What is the coverage amount per therapy session?
  • How many sessions per calendar year does my plan cover?
  • What information is necessary for reimbursement (i.e diagnosis code, provider tax ID, etc.)?

Also, psychotherapy may be covered by funding one of several types of Health Spending Accounts, such as a Health Savings Account (HSA), Flexible Spending Account (FSA), Medical Savings Account (MSA), or Health Reimbursement Arrangement (HRA).